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NSP Homebuyer Application Packet

  1. Application Information

    The Cass County Land Bank Authority (CCLBA) is accepting applications for two newly constructed homes developed through the Neighborhood Stabilization Program (NSP) in partnership with the Michigan State Housing Development Authority (MSHDA).

    Available Homes

    310 N. Disbrow Street – Cassopolis, MI

    • Proposed Sale Price: $195,000

    419 S. East Street – Cassopolis, MI

    • Proposed Sale Price: $195,000

    Applications will be accepted beginning: Wednesday, June 3, 2026 at 8 a.m.

    Applications will be reviewed and accepted on a first-qualified buyer basis. 

    Only COMPLETE application packets with all required documentation will be considered.

    PROGRAM REQUIREMENTS

    Applicants must:

    • Meet the 80% Area Median Income (AMI) requirements for Cass County
    • Intend to occupy the home as their primary residence
    • Obtain mortgage pre-approval up to $195,000
    • Complete financial counseling/homebuyer education
    • Provide all required income and household documentation

    2026 CASS COUNTY 80% AMI LIMITS

    Household Size

    Maximum Household Income

    1 Person

    $56,800

    2 Person

    $64,900

    3 Person

    $73,000

    4 Person

    $81,100

    5 Person

    $87,600

    6 Person

    $94,100

    7 Person

    $100,600

    8 Person

    $107,100

  2. Part I: Applicant Information

    Primary Applicant

  3. Do you have a co-applicant?*
  4. Part II: Household Information
  5. All household members must be listed.

  6. Part III: Financial Information
  7. Have you previously owned a home?*
  8. Have you previously received any housing assistance through MSHDA or another housing program?*
  9. Have you completed financial counseling/home buyer education?*
  10. Part IV: Property Interest
  11. Which property are you interested in purchasing?*
  12. Required Application Documents
  13. A complete application packet must include:
    • Proof of Household Income
      • Two (2) years of federal tax returns
      • Names and information for all household members (completed on this form)
      • 5 recent pay stubs OR 3 months of bank statements
    • Government-issued identification
    • Mortgage pre-approval letter up to $195,000
    • Financial counseling/homebuyer education certificate
    • Any additional requested supporting documentation

    These documents may be submitted one of three ways: 

    • Uploaded and attached to this form
    • Emailed to landbank@cassco.org
    • In-person at the Cass County Treasurer's Office, 120 N. Broadway St., Suite 220, Cassopolis, from 8 a.m. to noon and 1 to 5 p.m. Monday through Friday.

    Incomplete applications will not be reviewed. As a reminder, applications will be awarded to the first qualified buyers.

  14. I will submit the above documents:*
  15. Applicant Certification

    I certify that all information contained in this application and all supporting documentation is true and complete to the best of my knowledge. I understand that providing false or misleading information may result in disqualification from the NSP Homeownership Program.

    I understand that applications are accepted on a first qualified buyer basis and that submission of an application does not guarantee approval or home purchase.

  16. Leave This Blank:

  17. This field is not part of the form submission.

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